In a bowl, mix together the flour, baking powder and salt. Add the melted butter, egg and milk and whisk together using a hand whisk until thick and lump-free.

Heat a non-stick frying pan (skillet) over a medium heat, and drop teaspoon-size blobs into the pan - leaving a little room as they will spread slightly.

Cook for 1-2 minutes each side until lightly browned. You will probably need to do 3-4 batches, as this recipe will make 40-50 blinis.

Once cooked, place 2 blinis on a plate. Top each with ½ tsp of marshmallow fluff. Add a few chunks of strawberry to one, and a few chunks of kiwi to the other. Drizzle a little (¼ tsp) melted dark chocolate onto the strawberry blini and a little melted white chocolate onto the kiwi blini. Top each with another blini, then add another layer of fruit, another drizzle of melted chocolate and finish with a pinch of biscuit crumbs.

Repeat with the remaining blinis until you have 20-25 blini stacks. Serve immediately if you like the chocolate melted, or cover and serve within an hour or two if you're ok for the chocolate to firm up.